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Buyer's Tools > Guideline |
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Owning A Home with IJM
Private Sector Loan Applications
Schedule of Payment of Purchase Price
Government Loan Applicants
Loan Evaluation by End-Financiers
Payment Procedure
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For those applying for a government loan, you may have been advised accordingly by your Departmental head as to the requirements. In order to expedite your loan application, we have listed the following documents required for your loan application:
- Application form to be completed in detail
- Letter of Confirmation and recommendation from your Departmental Head
- Processing fees (RM 1.00 for every RM 1,000.00 of loan amount)
- Borang VII (Format VII)-Declaration from the borrower giving consent to the Federal Government to deduct from his/her salary the loan installments (inclusive of interest)
- Copy of title deed
- Lampiran A-Declaration form the developer consenting to a registrar's caveat
- Format XIV- To be endorsed by the developer and the borrowers' solicitors.
- Solicitor's declaration-confirmation of stakeholder and finalisation of loan documents. Borang Akuan SPP21/86-Lampiran IV
- Letter to the housing loan unit confirming the ability to settle the difference between the loan and purchase price(if it is not a 100% loan).
- Copy of Power of Attorney, if the agreement has been attested to by the Power of Attorney
- Certificate of Fitness- for completed house
- The Housing Loan Division will release the progress payments only when the title (landed unit) and loan agreement cum assignment (strata unit) has been registered at the land office and the High Court respectively.
Note: The Government might change the above-mentioned format for the housing loan
The loan processing is handled by the:
Bahagian Pinjaman Perumahan
Perbendaharaan Malaysia
Blok B, Tingkat 1-16 Kompleks Pejabat-Pejabat Kerajaan
50592 Jalan Duta
Kuala Lumpur
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03-20982000 / 2800 |
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